TL;DR If you’re trying to understand OCR and house prices in NZ, here’s the short version in plain Kiwi English:       The basics: The Official Cash Rate (OCR) is the key interest rate set by the Reserve Bank of New Zealand. It shapes…

TL;DR       The average Christchurch home is worth about $770,000, with Canterbury’s median house price sitting a little over $700,000. Prices are up modestly from last year, pointing to a gentle recovery rather than a repeat of the 2021 boom.      …

TL;DR       Start with value, not guesses. Before you spend a dollar on paint or new tiles, sense-check your likely sale range. A free, agent-backed FREE Market Property Report from Price My Property uses licensed local agents and recent sales to show what…

TL;DR       National price pulse: The NZ House Price Report highlights a steady national price pulse, with the REINZ House Price Index up +0.2% YoY for September 2025 (Auckland -1.0%, ex-Auckland +0.9%).       Mortgage specials (end-Oct averages): 1-yr 4.43%, 2-yr 4.52%,…

TL;DR (key facts with official NZ sources)       Start with low-cost wins first: declutter, deep clean, small repairs, and street appeal usually beat last-minute big renos. See Preparing your property for sale.       Prep for what buyers actually check: water pressure,…

TL;DR — quick checklist with official links       Know the official private-sale steps: follow the government guide, “Selling privately.”       Use a lawyer and the standard agreement — it sets price, chattels, dates and conditions. See Sale and Purchase Agreement guidance.  …

TL;DR       Be honest in your marketing: the Fair Trading Act prohibits misleading claims or impressions in ads and listings. Consumer Protection       Follow REA marketing rules for photos (accuracy, clear disclosures where needed, and correct boundary indications). The Real Estate…

TL;DR       A written appraisal must be provided before you sign an agency agreement, and it has to reflect market evidence — it is not a formal valuation. Settled.govt.nz       Only registered valuers can issue formal valuations under the Valuers Act…

TL;DR — key takeaways  Selling dates matter for tax. From 1 July 2024, the bright-line test generally considers whether your bright-line end date is within two years of your start date; seek advice before setting the list and settlement timing. Inland Revenue  Expect identity and…